Voya sets the bar for the best rates at 135/85 for females on all of its products, and for males at 135/90. Although cutting out the foods we love is no picnic, eating smarter could pay off substantially. For example, we looked at life insurance quotes for a 30-year-old male of average height and weight, and with a “normal” blood pressure of 115/75. The cheapest quote we found for a 20-year, $500,000 policy was $22.75 per month. By comparison, the cheapest rate for the same person with a blood pressure of 145/95 was $36.52 per month. Over the course of a year, that high blood pressure would amount to an extra $165. Those with very high blood pressure might also find fewer companies willing to sell to them. Remember that your life insurance rate is based on your age, gender, health and lifestyle when you purchase the policy. If your blood pressure rises after you purchase life insurance, it won’t affect your rate. For help finding the most competitive prices, try this life insurance estimator tool .
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